How Eden works
Six quiet places. One clear picture.
Each part of Eden does one thing well. Raya works across all of them, noticing what you would have missed and saying it plainly, so the whole thing feels settled rather than busy.
01
Tell Eden what would feel lighter
Bills, spending, investing, saving for something, protecting your people. Choose any, or say it in your own words.
02
Link your accounts
Chequing, savings, cards, loans or investments, in about a minute through Plaid. Eden never sees your bank password.
03
Raya reads, and Today begins
She looks across everything and opens with what matters now. From there, every page says one thing at a time.
Today
Where to begin, every day.
One calm page that says what matters now, what can wait, and what is already handled.
Good evening, Maya.
Safe to spend
Bills are covered, and you're a little ahead this month.
- What is safe to spend, after the bills that are still coming
- The few things that need a look, across every account
- Bills, goals and milestones on one upcoming calendar
Money
Everyday money, without the panic.
Your accounts, bills and spending in one place, with each thing said once and plainly.
What it notices for you
- Repeats that behave like bills, before they surprise you
- A month running hotter than your usual one, by the same day
- Whether the next bills leave chequing short, or are covered
Left to pay this month
$1,312
Raya’s read
Rent and hydro land before your next pay. Chequing covers both, with about $640 to spare.
Your bills
Might this be a bill?
GoodLife has taken $79 on the 14th, three months running.
Solace
Investments, seen calmly.
See what you own and what it means, without the trading-floor energy.
What it notices for you
- Where your portfolio leans, by asset type and by holding
- A watched symbol nearing the price you set
- News about what you own, and what can be ignored
Your investments
$48,920
Across your TFSA and RRSP · $31,400 of it is what you put in
- Equity ETFs58%
- Stocks24%
- Bonds12%
- Cash6%
Raya’s read
One holding is about a fifth of everything. Nothing needs doing; it’s simply worth knowing where you lean.
Solace shows and explains; it does not trade, manage your money, or give regulated financial advice.
Raya
Your companion inside Eden.
She reads your accounts, notices patterns, and helps you plan. She never moves money.
What it notices for you
- A bill that has crept up three months in a row
- A goal falling behind, and what would put it back on pace
- A plan laid out at three paces: cautious, steady, faster
Can I afford the Montréal trip in May?
Raya
Yes, if it stays near $900. After May’s bills you’d still have about $1,150 safe to spend. The one thing worth watching is your card: it renews the week you’d travel.
Raya only reads. She never moves money.
Raya · Goals and plans
What are you working toward?
Name it, and Raya lays out how you could get there at three paces, from what your months actually look like. Each goal carries its plan, its steps and its check-ins, and she says early when one starts to drift.
Goal · First-home down payment
$6,200 of $20,000
Where this plan leads
From $6,200 today to $20,000, at three paces.
- Cautious$250 a month · there by Nov 2028
- Steady$400 a month · there by Feb 2028
- Faster$600 a month · there by Aug 2027
Raya’s read
Steady fits your last three months without touching what’s safe to spend. Cautious leaves more room if summer runs high.
Circles
Saving with the people you’ll spend it with.
Pick a place, a date and your people. Everyone puts a little aside, and Eden keeps you on pace together.
What it notices for you
- Who has put their part aside, without showing anyone’s balance
- The group drifting behind, nudged gently and never one person
- The milestones worth celebrating together
In 42 days
4 of youLisbon, together
Amara got there · Jo and 2 others cheered
Everyone sees the ring. No one sees a balance.
Trace
For the people you love.
Letters, voice notes and the papers they will need, sealed on your device and passed on only as you choose.
What it notices for you
- Items in your vault that no one is set to receive
- A vault without a backup, before a lost phone costs you
- Things written long ago that may be worth a fresh look
Your vault keeps 3 things for Ada and Tomi.
Ada
Can view and share · access after 7 days
Tomi
Can view · access on 12 June 2034
Only you can open it. Not even Eden.
Built for Canadian financial life: chequing and savings, credit cards and loans, TFSAs, RRSPs and FHSAs, in Canadian dollars first.
See it early
Watch Eden take shape, and help shape it.
The beta is where Eden is being built in the open. Try it, tell us what feels wrong, and see it change.
Eden is in early beta. Parts are unfinished and change often, and your feedback shapes what comes next.