Plain answers.

Eden is a calm companion for your financial life. It brings your accounts, bills, spending and investments together, and Raya, Eden’s companion, notices what matters and tells you plainly. It also helps you save with friends in Circles, run money with the people you live with in a Household, and keep what matters for your loved ones in Trace.

Raya is the companion inside Eden. She reads the accounts you link, explains what is happening, helps you set goals and plans, and answers questions about your money and about Eden. She only reads; she never moves money.

No. Eden is not a bank and does not hold your money. Raya interprets and explains; she does not give regulated financial advice, manage your investments, or trade for you. The decisions stay yours.

You link chequing, savings, cards, loans or investments through Plaid, signing in with your own bank. Eden never sees or stores your bank password. You can unlink an account at any time, and choose whether to keep or erase its history.

Only you. Trace is encrypted on your device before it is saved, and Eden cannot open it. The people you choose receive only what you chose for them, when your release rules are met.

No. A circle shows how much of their part each person has put aside, never an account or a balance. Friends new to Eden can join from your link.

Yes, with a Household. Nothing is shared just by joining; each of you picks which accounts, goals and bills the other can see, and you can take anything back or leave at any time.

Eden is built in Canada for Canadian financial life first, including TFSAs, RRSPs and FHSAs. Eden is in early beta: you can try it today, though parts are unfinished and some features depend on where you live.

Plans are coming soon. Eden will be a paid service with no ads and no selling of your data, every plan will have the same Raya, and nothing will ever be charged beyond your plan.

Eden is in early beta at beta.edenai.ca. You are welcome to try it, but expect unfinished parts and frequent changes; the beta is where we build in the open and learn from the people using it.

Eden Technologies Inc., a self-funded Canadian company headquartered in Toronto, with a team across Canada, Nigeria and the United Kingdom.