Early beta · Built in Canada
Your money, quietly understood.
Eden is a calm companion for your financial life. Raya reads your accounts, notices what matters, and tells you plainly, so money stops living in the back of your mind.
Eden is in early beta. Parts are unfinished and change often, and your feedback shapes what comes next.
Good evening, Maya.
Safe to spend
Bills are covered, and you're a little ahead this month.
Why Eden exists
You’ve been managing money in survival mode.
- Apps that show you everything and explain nothing.
- Budgets that leave you feeling behind.
- Statements you brace yourself to open.
You don’t have to.
Money is the leading source of stress for Canadians, ahead of health, work and relationships. Most people aren’t careless with it. They are tired, and their tools were never built to help them see. Eden was.
43% of Canadians name money as their top stressor. FP Canada, 2026 Financial Stress Index.
The idea
Most tools show you everything. Eden shows you what matters.
Eden is a small set of connected places, each doing one thing well, with Raya noticing across all of them. Calm, because the thinking is already done.
Money
Everyday money, without the panic.
Your accounts, bills and spending in one place, with each thing said once and plainly.
What it notices for you
- Repeats that behave like bills, before they surprise you
- A month running hotter than your usual one, by the same day
- Whether the next bills leave chequing short, or are covered
Left to pay this month
$1,312
Raya’s read
Rent and hydro land before your next pay. Chequing covers both, with about $640 to spare.
Your bills
Might this be a bill?
GoodLife has taken $79 on the 14th, three months running.
Raya
Your companion inside Eden.
She reads your accounts, notices patterns, and helps you plan. She never moves money.
What it notices for you
- A bill that has crept up three months in a row
- A goal falling behind, and what would put it back on pace
- A plan laid out at three paces: cautious, steady, faster
Can I afford the Montréal trip in May?
Raya
Yes, if it stays near $900. After May’s bills you’d still have about $1,150 safe to spend. The one thing worth watching is your card: it renews the week you’d travel.
Raya only reads. She never moves money.
Solace
Investments, seen calmly.
See what you own and what it means, without the trading-floor energy.
What it notices for you
- Where your portfolio leans, by asset type and by holding
- A watched symbol nearing the price you set
- News about what you own, and what can be ignored
Your investments
$48,920
Across your TFSA and RRSP · $31,400 of it is what you put in
- Equity ETFs58%
- Stocks24%
- Bonds12%
- Cash6%
Raya’s read
One holding is about a fifth of everything. Nothing needs doing; it’s simply worth knowing where you lean.
Eden, together
Someday isn’t a date.
Start a circle for the trip, the gift, the weekend away. Send the link to the group chat, and everyone fills one ring together. Balances stay private; the progress is shared.
Living with someone? A household shows what you each choose to share, splits bills fairly, and keeps goals you fill together.
Circles and householdsIn 42 days
4 of youLisbon, together
Amara got there · Jo and 2 others cheered
Everyone sees the ring. No one sees a balance.
Trace
For the people you love.
Letters, voice notes and the papers they will need, sealed on your device and passed on only as you choose.
What it notices for you
- Items in your vault that no one is set to receive
- A vault without a backup, before a lost phone costs you
- Things written long ago that may be worth a fresh look
Your vault keeps 3 things for Ada and Tomi.
Ada
Can view and share · access after 7 days
Tomi
Can view · access on 12 June 2034
Only you can open it. Not even Eden.
Protection
Built to be trusted with the most personal parts of your life.
Calm only counts if it is safe. These are the promises the product keeps, not the ones marketing makes.
Raya only reads
She reads the accounts you link and never moves money. Any change she suggests is shown to you first.
Your bank password stays with your bank
You sign in to your bank through Plaid. Eden never sees or stores your password.
Trace is sealed, even from us
What you keep in Trace is encrypted on your device before it is saved. Only you can open it. Not even Eden.
Passkeys and two-factor sign-in
Sign in with Face ID, Touch ID, Windows Hello or your phone, with a second check on new devices.
Numbers you can trust
Every figure Raya gives you is calculated from your real data first. She explains the numbers; she never invents them.
Yours to take, yours to close
Download everything Eden holds about you as one file, unlink a bank and erase its history, or close your account.
“I saw how much the world lacked true financial education, advice, guidance, and a system that truly loves and protects the user.”
Early beta
Help shape a calmer way to manage money.
The beta is where Eden is being built in the open. Try it, tell us what feels wrong, and see it change.
Eden is in early beta. Parts are unfinished and change often, and your feedback shapes what comes next.